Commercial Auto Insurance

Commercial auto insurance covers you for personal and business use.

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Manage Your Commercial Auto Policy


Need a commercial auto insurance quote?

Already a policyholder?

You could save on commercial vehicle insurance with GEICO.

If you use vehicles for your business, get a free online commercial auto insurance quote from GEICO. GEICO's been working with businesses like yours for over 70 years. We work hard to provide your business with the coverage you need at a great price. So whether you have a small, growing, or large business, GEICO will work with you to create a policy that works best for your business.

What is commercial auto insurance?

This provides coverage for vehicles used by your business.

  • Damage to your vehicle(s)
  • Driver injury
  • Injury to someone else
  • Damage to someone else's property

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

What vehicles are covered by commercial auto insurance?

  • Cars
  • Vans
  • Pickup trucks
  • Box trucks
  • Service utility trucks
  • Food trucks

We currently don't offer insurance for semi-trucks and tractor-trailers.

Customer Reviews for Commercial Auto Insurance

"GEICO employees have always been helpful, understanding, and always willing to go that extra mile!"
–Customer from Ohio, 2018

"It is always a bliss calling your offices. Thank you!"
–Customer from Florida, 2018

"Everyone I have ever worked with in the Commercial office over the last few years has been a pleasure to work with."
–Customer from Illinois, 2018

Who needs commercial auto insurance?

If you or your employees use your vehicle as part of your business, you need a commercial auto policy. We often cover vehicles used by:

  • Electricians, plumbers, and HVAC professionals
  • Carpenters, painters, and other contractors
  • Landscapers and plow services
  • Caterers and food vendors
  • Other business types, like real estate and sales

If you drive for Uber, Lyft, or a delivery service like Amazon Flex or Grubhub, you need rideshare insurance instead.

Without commercial auto insurance, you risk:

  • Limited or no coverage for accidents while using your vehicle for business
  • Paying out of pocket for repairs, injuries, and more
  • Losing your personal auto coverage

GEICO Commercial Auto Insurance covers your vehicle 24/7. So whether you're working or not, GEICO is here to help. Protect your business and yourself.

Why GEICO for commercial vehicle insurance? Savings, service, and 70+ years of experience.

GEICO Commercial Vehicle Insurance offers competitive rates, outstanding service, and flexible policies to meet your business's needs.

Coverage That Can Grow with Your Business

As your workload or company changes over time, it's simple to update your policy. Call (866) 509-9444 to:

  • Add or remove vehicles
  • List more drivers
  • Change your coverage limits
  • Purchase additional insurance coverages like general liability

Our commercial insurance experts are happy to explain your options.

Manage Your Policy Online

Log in or sign up for an account so that you can manage your commercial auto policy online. You can expect quick and convenient service such as:

  • Make a payment online
  • Set up autopay
  • View your payment history
  • Check your installment schedule
  • Order ID cards
  • Get proof of insurance

Efficient, Helpful Claims Management

To report a claim, call (866) 509-9444 on Monday ¬through Friday, between 8 AM and 8 PM (ET).

  • Claims experts will guide you through every step of the process.
  • We work hard to get you back on the road fast.

Need to speak with us?

You can reach us at (866) 509-9444

  • Sales
  • Mon — Fri
    8:00 AM — 9:00 PM (ET)
  • Sat
    10:00 AM — 8:00 PM (ET)
  • Service
  • Mon — Fri
    8:00 AM — 9:00 PM (ET)
  • Sat
    10:00 AM — 8:00 PM (ET)
  • Claims
  • Mon — Fri
    8:00 AM — 8:00 PM (ET)
  • Sat
    9:00 AM — 5:30 PM (ET)

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.