Collector Auto Insurance

Customized Coverage for Your Classic Car

If you're a proud owner of a vintage, antique, or collectible car, you need classic car insurance to protect your beloved investment. Whether it's a prime spot in your garage or an extra dab of polish on the wheels, your collector car deserves extra TLC.

GEICO knows that your collector car is more than just a car. That's why a classic car insurance policy is so much more than just a standard auto policy. Traditional insurance policies may not consider the unique issues that come up when a vehicle represents a significant financial investment, like when replacement parts are nearly impossible to find.

What makes a car a classic?

Your vehicle is your pride and joy, but what exactly makes it a classic in insurance terms? Typically, they're vehicles that hold or appreciate in value and are used primarily for pleasure, versus getting you from point A to point B. They're considered collectable because there's enough historical interest to make these beauties worth preserving and restoring.

Does your vehicle qualify for classic car insurance?

To qualify, your collector vehicle should be:

  • A car at least 25 years old
  • A car newer than 25 years that is considered to be appreciating in value and is of unique or rare design or limited production
  • A vehicle that has been modified from its original specifications
  • Replica or kit cars

Additionally, your vehicle must be:

  • Used only for exhibitions, club activities, and occasional pleasure/leisure (not primary transportation) AND
  • Stored in a fully enclosed and locked structure

Why should I consider collector car insurance?

  • Low deductibles
  • Your vehicle is covered at Agreed Value, meaning no depreciation if there's a claim
  • No vehicle appraisal needed

Customers have trusted GEICO to protect their vehicles since 1936—the same year the Rolls-Royce Phantom III made its debut. We'll help you customize your collector auto insurance policy based on your year, make, and model.

Protection You Can Trust

We've partnered with American Modern Insurance Group or Assurant* to offer insurance policies specially designed for classic car lovers like you. Call (866) 344-2527 to get your fast, free quote today. Because just like wine, your car only gets finer with time. We also have convenient payment options and policy service at your fingertips.

Need to speak with us?

You can reach Assurant at (866) 344-2527.

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Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Program features and availability vary by state.  Please contact the underwriter for additional information.

Collector auto insurance is written through American Modern Insurance Group or Assurant* and is secured through the GEICO Insurance Agency Inc. The information you provide will be shared with our business partners so that they can return a quote.

*Coverage underwritten by American Bankers Insurance Company of Florida in all states except MN, where coverage is underwritten by American Security Insurance Company, both Assurant companies. These companies operate under the trade name Assurant.